Everyone should be investing in crypto. Just don't throw your life savings into any coin. Get the stable coins like ETH, SOL, ADA, BTC... just don't fall for the shitcoins/memes. Then let it sit and look back in 10 years.
I want to say that the biggest BSer I knew from a brief startup stint was "in" with the ripple guys... but at least it's offering a product. Only losing 60% of your value YTD is honestly pretty respectable for what is still ultimately a T2 altcoin